How do you imagine an individualized loan for plastic surgery ? Easy to apply?
Interest-favorable and fast available? Are you thinking of a special purpose loan or loan for free use?
Plastic Surgery Loan - Overview of Credit Offers
Credit for plastic surgery is a topic that borrowers like to keep secret. It is still difficult to confess "color" in personal credit talks today.
Modern, enlightened to live, does not release the "queasy" feeling to come out with the desire of a beauty surgery before strangers. Nevertheless, everyone should know their individual credit opportunities before the decision is made.
In principle, the house bank or savings bank, an online bank, private lenders or a special loan are eligible for financing. Anonymity of use - credit for free use - protects privacy in online loans.
Direct banks, branch banks active on the Internet and agency portals refrain from personal customer discussions. With an average good credit rating, the few details in the loan application are sufficient as a basis for information.
A loan for free use may borrowers for any purpose that they like. The credit for plastic surgery from the credit comparison advises, in addition to the straightforward application, also the rapid market comparison.
All relevant offers are manageable at a glance.
Credit tip - get the money quickly
Emotionally every beauty operation is a disturbing intervention. Central questions about the surgery should not be covered by "minor issues".
Subsequently, the money for the procedure is already safe in the account. This makes the emotional preparation for the surgery easier.
Without stress, from application to loan disbursement, the online credit comes from the credit comparison.
Until the loan payment, assuming sufficient creditworthiness, often only 48 hours pass.
Special credit for plastic surgery - presentation
Typical questions, such as what does the surgery cost and what credit options are there, are usually provided by patients in the doctor's office. In addition to the usual loan offers, doctors often present a special loan for plastic surgery.
By connecting the practice to a network, earmarked medical credit is basically open. Patients can even calculate their own credit for plastic surgery online.
However, the application path corresponds to the classic credit by mail. Proving that, as with any other regular loan, it would be good enough to lend.
An OP loan in difficult cases is therefore not the special loan. Advantages borrowers recognize at the convenience of billing.
Because, the practice settles directly with the bank. The borrower thus saves an online transfer of the invoice amount.
For the attending physician, there is the advantage that he may be sure of his bill "reminder free". Finally he calculates his performance directly.
He does not have to wait for the money of defaulting payers. Whether he additionally receives a commission for the recommendation, could not be researched.
Credit Comparison - Special Loan or Online Loan?
For patients, the quality of the cosmetic surgery and the cost of financing count. In the credit comparison, we face 6250 euro credit for plastic surgery of a special provider and low-interest direct bank loan.
The maturity for the comparability of both credit offers is 48 months (4 years). We compare the credit-independent interest rate, so that the comparison remains meaningful.
The installment calculator of the special financier shows, in the financing of 6250 euro earmarked loan, 9.90 percent APR. (Example of loan according to PAngV). Approved credit would therefore be repaid in monthly installments of 159 euros.
In total, borrowers make 7632 euros repayment. From this sum calculated pure financing costs of 1382 euros.
Credit for plastic surgery from the Bank, in the Smava credit comparison, the midfield of loans to the credit-independent interest. The bank would loan 6250 euros of credit for free use at 3.69 percent APR.
The monthly installment is the credit comparison with 140.08 euros. In 48 months would be repaid 6724.03 euros.
All in all, this equates to financing costs of 474.03 euros.
In the credit comparison, the special loan is subject to the direct bank loan even during the application process. Applying for credit by mail is time consuming.
The procedure no longer meets modern standards. Bank offers a nearly paperless, fast credit procedure.
Compared to the costs, the numbers clearly speak for themselves. The earmarked special loan costs almost three times as much as the medium-priced direct bank loan.
907.97 euro saving volume opened the regular direct credit thus opposite the special offer.
Preserving aesthetics - Bank credit despite weaker credit rating
The desire for a correction of the appearance is deeply rooted. For many, it's not about looking like a Hollywood star, it's not about attracting attention.
Unfortunately, poor creditworthiness, for example triggered by a small income, often prevents easy access to bank financing. The background is legal requirements that all banks have to comply with.
Only if the prescribed credit check approves a loan for plastic surgery, the credit institution may grant the loan. If the necessary proof of credit does not succeed on its own, a solvent guarantor could intervene.
Credit for two is easier to approve because the common credit rating counts for lending. Another alternative for proving the necessary creditworthiness could be valuable asset security.
A classic example of bank loans to self-employed would be the lending with real estate security. If the mentioned options are not considered, the provider change would remain as a financing opportunity.
Private investors are therefore not bound by the strict rules that apply to banks.
Credit for plastic surgery - private lenders
Incidentally, credit from the private age has long since ceased to stem only from family or friends. Retail investors use recognized loan portals for investment purposes.
Rules serve to protect private credit from fraud. Credit for plastic surgery would be requested by private investors as a loan application.
Free Certificates show investors the professional assessment of credit valuation. At a human level, investors are approachable through the credit description.
Incidentally, the gut instinct of investors always decides on personal loans. It is all the more important to use the loan description to show that lending is safe.
Small income or other stigma does not mean that granted credit is not smoothly repaid. If it is possible to gain the confidence of the investors, credit for plastic surgery is possible from private, although bank credit was denied.